Affordable Housing

Affordable Housing (HOME, LCAHP)
Lake County has grant funds and forgivable loans available annually for non-profit organizations, municipalities and developers for affordable housing projects and programs serving households under 80% of area median income. Eligible projects and programs include: acquisition, rehabilitation, new construction and homebuyer assistance.

The Lake County Board has also chosen to fund the Lake County Affordable Housing Program (LCAHP) with county dollars. This program aims to promote affordable housing activities for households that are ineligible under federal guidelines, but still in need of assistance - that is, households between 80% and 100% of area median income.

Details regarding information to apply for Lake County Housing Funds can be found on the Applicants page.

Reporting Forms
Details regarding information on reporting can be found on the Current Grantees page.

Management Guide
Lake County Community Development has developed a Management Guide that contains valuable information and guidance to grantees. Within the guide are numerous forms. Visit the Management Guide page for information.

Down Payment Assistance

First-time home buyers, or those who haven't owned a home for at least three years, may be eligible for down payment assistance through the Affordable Housing Corporation of Lake County. This organization also provides counseling in budgeting, improving credit and reducing debt.

Homeowner Rehabilitation Program

Current homeowners with a house that needs repairs or accessibility improvements may be eligible for financial assistance. If the property is located in Waukegan, please contact the City of Waukegan, as it administers its own Homeowner Rehabilitation Program.  If your home is located elsewhere in Lake County, please contact the Affordable Housing Corporation of Lake County for more information.

Rental Assistance
Please contact the Lake County Housing Authority, the North Chicago Housing Authority or the Waukegan Housing Authority for information regarding low-rent housing and housing assistance to eligible families, elderly families and single persons.

Affordable Housing Lists

Senior citizens may consult the Senior Affordable Housing list for contact information of complexes in Lake County.